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Posted: Tuesday, February 6, 2018 3:38 PM

**SUMMARY Examines, evaluates, and authorizes or recommends approval of customer applications for mortgage loans by performing the following duties.**
**DUTIES Interviews applicant and requests specified information for loan application.**
**Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.**
**Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.**
**Corresponds with or interviews applicant or creditors to resolve questions regarding application information.**
**Compiles loan package and facilitates negotiation with applicant according to establishment standards, including fees, loan repayment options, and other credit terms. Submits loan within specified limits or refers loan to loan committee for approval.**
**Ensures loan agreements are complete and accurate according to policy.**
**Assures timely loan closing and funding activities.**
**Promotes and cross-sells other establishment products and services as appropriate to customer requirements.**
**Provides loan data to support marketing and sales promotion programs.**
**Other duties may be assigned.**
Position Requirements
**QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.**
**EDUCATION and/or EXPERIENCE**Bachelor's degree (B. A.) from four-year college or university; and two or more years of Residential Loan Officer related experience and/or training; or equivalent combination of education and experience. Good sales and customer service skills also required. ** NOTE: Some branch locations require applicants to be bilingual. Please refer to the job posting for bilingual requirements, if any.**
*Full-Time/Part-Time:* Full-Time
*Req Number:* MOR-17-00041
*Location:* Oakland Branch
Associated topics: banking solution, client, commercial loan, loan review officer, mortgage loan, officer, personal banker, personal banker i, relationship, representative


• Location: East Bay

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